About RetireMe

Why RetireMe Exists

Most retirement calculators assume a fixed annual return and call it a plan. Markets don't work that way. A plan built on one assumed return is a plan built on a fiction.

RetireMe gives you the same Monte Carlo simulation tools that institutional advisors use -- without the jargon, without the fees, and without locking your data behind a black box.

How It Works

Instead of one projection, RetireMe runs thousands of simulated market paths to show you the full range of possible outcomes. You see percentile bands -- the median, the 10th percentile, the worst case -- so you can plan for reality, not hope.

We also support deterministic projections, real portfolio tracking with live Yahoo Finance data, and multiple withdrawal strategies to stress-test your plan from every angle.

Our Methodology

Every parameter in a RetireMe simulation -- expected return, volatility, inflation, withdrawal strategy -- is visible and adjustable. No hidden models, no proprietary black boxes. You control the inputs; we show you the math.

Our engine supports both parametric Monte Carlo (sampling from return distributions) and historical bootstrap (sampling from actual market history). The methodology is open and documented on our Methodology page.

Who It's For

RetireMe is for anyone serious about retirement planning -- whether you're pursuing financial independence, approaching traditional retirement, or already retired and managing withdrawals.

Get in Touch

Questions or feedback? Visit our Contact page.