Changelog
Updates to our calculation models, assumptions, and data sources.
2026
v1.1.0
Dual Simulation Methods & Strategy Expansion
Major update adding Historical Bootstrap simulation, three new withdrawal strategies, free tier enforcement, and CSV export.
- •Historical Bootstrap simulation using Shiller data (1871-present)
- •Parametric simulation using per-asset Yahoo Finance distributions
- •5 withdrawal strategies: Fixed Dollar, Percentage, Guardrails, VPW, Floor-Ceiling
- •VPW uses IRS Single Life Expectancy Table for age-based withdrawals
- •Free tier: 1 scenario, 5 assets, up to 1,000 simulations
- •Premium tier: unlimited scenarios and assets, up to 10,000 simulations
- •CSV data export for premium subscribers
v1.0.0
Initial Methodology Release
Launch of RetireMe's retirement projection engine with Monte Carlo simulation, multiple withdrawal strategies, and transparent assumptions.
- •Monte Carlo simulations with configurable run count
- •Support for Fixed Dollar and Percentage withdrawal strategies
- •Per-asset return data from Yahoo Finance
- •Configurable inflation assumptions
- •Success rate and percentile band visualizations
v1.0.1
Documentation Launch
Added comprehensive methodology documentation including glossary, FAQ, and this changelog to improve transparency.
- •Full methodology explanation with interactive demo
- •Glossary of retirement planning terms
- •FAQ addressing common questions
- •Changelog for tracking methodology updates